A massive thank you to everyone who has engaged with us on our proposed rating for Specific Injury. We’ve received some excellent feedback during our consultation period from insurers, advisers, and our research advisory board members, and we are ready to incorporate the product onto Quotemonster over the next few months.
The consensus from the feedback received is to have Partners Life Specific Injury product (Specific Conditions) excluded from the standard comparison by default but include a tick box which selects and ‘turns on’ the rating for Specific Conditions. We believe that this approach is fair because it gives those Advisers who wish to provide a complete overview of on-sale Specific Injury products, the option to do so.
Please click here to find a PPT presentation explaining how we have rated Specific Injury, how we plan to display this on Quotemonster and two PDFs of the proposed rating.
Attachment 1: standard comparison for Specific Injury (click here)
Attachment 2: comparison including Partners Life Specific Conditions (click here)
Our next step will be to review the built-in versions of the injury benefit and to determine how we can incorporate these into our comparisons.
Your feedback
We value getting your feedback on how these wordings are being applied to claims you may be aware of. Please email us with details of any recent claims to assist with our ratings.
Sara Alani, Quality Product Research Limited, [email protected]