Quality Product Research – Trauma: proposed rating for Benefit Payment

Introduction

We were recently challenged by an adviser on how the 90 day stand down wordings differ between insurers. There are providers who commence the stand-down period from the receipt of application while some commence this period from policy inception. 

Please find our proposed sub-items below.

Proposed sub-items

Payment

Your feedback

We value getting your feedback on how these wordings are being applied to claims you may be aware of. Please email us with details of any recent claims to help us update our understanding.

Doreen Dutt, Research Manager, Quality Product Research Limited, [email protected]

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