Quality Product Research – Trauma: proposed rating for Encephalitis

Introduction

Hydrocephalus is a condition that develops in young children owing to the size of the brain at birth. Data of prevalence is scarce – however it has been noted that approximately 100 paediatric patients in NZ are diagnosed every year. It is also said to be the most common paediatric neurosurgical condition (statements made in 2020) with reported incidence of approximately 2-4 per 1000 live births. The condition may be present at birth (congenital) or may develop over time because of injury/disease (e.g., meningitis).

Several insurers have included a partial payment for hydrocephalus in their Trauma product and approached us for review. With the overall trauma incidence being low for this condition and consequently, given that hydrocephalus is prevalent at birth – the rating will be minute, so will be included within our Encephalitis item.

Please find our proposed rating below.   

Proposed sub-items

Encep

*We have used the male incidence score for the rating above. Female incidence for Encephalitis is 0.45%

Your feedback

We value getting your feedback on how these wordings are being applied to claims you may be aware of. Please email us with details of any recent claims to help us update our understanding.

Doreen Dutt, Research Manager, Quality Product Research Limited, [email protected]

Related Posts