Specific Injury Cover is of great benefit in circumstances where ACC or other insurance policies do not provide sufficient financial protection. Although it presents as a succinct product (or optional benefit), it offers a comprehensive injury cover at an affordable price. It may be the case that this product appeals only to a particular market niche, but we believe that its benefits and features are of considerable value and should therefore be included within our rated products’ suite.
We have a draft comparison of those insurers who offer this product but are yet to release this publicly, pending data to support our ratings.
We invite you to join us on this rating process as we greatly value your input and feedback on changes we make to our platform. We are looking at gaining further insight into this product and would really appreciate any data that you are able to share with us from experience. We are especially keen to gain a better understanding of:
- The most claimed benefits within Specific Injury.
- The most claimed fractures.
- The features that are claimed more than once.
It would be of considerable assistance if you are able to provide us with relevant data and claims information.
Once we have received and reviewed all the feedback, relevant information and data from the Insurers we have communicated this to, we will publish a preliminary rating report for you to review.
Please note that at this stage, the rating framework we have formulated for Specific Injury Cover can change depending on the information we receive from those insurers who wish to participate in this exercise. The finalised ratings will subsequently be published and be available to view on Quotemonster.
If you’re interested in being involved in this rating, have had a client with a claim, or are an expert in this field please email us on [email protected]
We look forward to your assistance and input with this rating exercise and thank you in advance for your participation and time.